SIP Calculator
Estimate the future value of monthly SIP investments with compound growth.
Future value
₹23,23,391
Invested amount
₹12,00,000
Estimated gains
₹11,23,391
What is the SIP Calculator?
The SIP Calculator projects the future value of a Systematic Investment Plan. Enter your monthly contribution, expected annual return and duration to see the final corpus, the total you will have invested and the estimated gains — with monthly compounding.
It makes the effect of compounding tangible: adjust the amount or duration and watch the corpus change instantly.
How to use the SIP Calculator
- 1Enter the monthly SIP amount you plan to invest.
- 2Enter the expected annual return percentage.
- 3Set the investment duration in years.
- 4Read the projected corpus, total invested and estimated gains — they update live.
Key features
- Future-value projection with monthly compounding
- Total invested vs estimated gains breakdown
- Instant recalculation on every change
- Works with any currency
Important notes
- Projections are pre-tax and assume a constant return — actual market returns fluctuate and are not guaranteed.
Frequently asked questions
What return should I assume?
Historical Indian equity mutual funds have averaged roughly 10–14% annually; conservative planners use 10%.
Can I model a step-up SIP?
The calculator assumes a flat monthly amount.
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